How to Prepare Financially for the Purchase of your First Home

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How to Prepare Financially for the Purchase of your First Home

Purchasing a home is one of the biggest purchases you’ll make, so you want to make sure you are prepared. Often times people are ready for the purchase price and down payment of a home but forget about the closing costs. The closing costs can be wrapped up into the mortgage or you can pay out of pocket for them. If you plan to pay out of pocket, that will lead to a slightly lower monthly mortgage. By paying your closing costs up front you won’t be paying interest on them for the life of the loan. So how do you prepare yourself financially for the purchase of your home?

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Five Tips to Get the Most for Your Home

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Five Tips to Get the Most for Your Home

Selling your home can be tough. Opening your doors to buyers can be overwhelming to say the least. Your home is more than just four walls to be critiqued and picked a part. It can be difficult to hear about what people like and don’t like or what they would change and so forth. So how do you know what buyers want? You don’t, each buyer is going to be different, but there are steps you can take to put your best foot forward. I have created a simple five step checklist to help get your home sold quickly and for top dollar.

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Renting vs Buying

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Renting vs Buying

There is a lot of speculation around what is better- buying or renting. Depending upon what you read, you could make an argument for either. I personally think a lot of the decision has to do with where you are in your life (single, married, working, family) and the market in which you live. There are many markets where it renting is cheaper, so why buy? Especially if you aren’t ready to settle down in one spot.

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