With mortgage rates at an all time low, it’s a great time to buy. What’s even better for buyers and sellers is that due to the low mortgage rates, banks can approve higher loan amounts due to the decreased monthly mortgage payments. You follow? So it’s a win-win for both parties. If this is your first time in the market, how do you know where do you start? The market is competitive right now so you’ll want to have all your ducks in a row, here’s where to start.