I’ve always felt I’ve had a pretty good handle on our finances. We put money aside from each pay check and we put additional money towards our debts to get things paid off faster. But between our personal debt and our business debt, it adds up. Not all debt is bad-and all our business debt pays for itself, but its debt nonetheless. Until recently it never really occurred to me that there may be a better way to pay our debts. I started doing some research and found two general methods out there, the debt avalanche (also known as debt stacking) versus the debt snowball.